A Crucial First Step: Mortgage Pre-Approval [INFOGRAPHIC]

ByChrysti Tovani September 16, 2022

Some Highlights

Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow.
Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and helps sellers know your offer is serious.
Connect with a trusted professional to learn more and start your homebuying process today.

Chrysti Tovani is a Fair Oaks Real Estate Advisor, Transition Specialist, and the author of Downsizing with Intention. She helps homeowners sell long held homes, downsize with clarity, and navigate major life transitions with confidence and strategic guidance.
With decades of experience in real estate, mortgage, and title, Chrysti brings deep industry knowledge and thoughtful preparation to every transaction. Her approach blends strategic home marketing, skilled negotiation, and emotional intelligence, ensuring that each move is handled with both precision and care.
As the founder of I Love Fair Oaks, a hyperlocal media platform highlighting trusted businesses and community life in Fair Oaks, California, Chrysti has built an integrated authority ecosystem that connects real estate expertise with community leadership.
Her work centers on clarity, visibility, and long term legacy, helping clients move forward with confidence while strengthening the community she serves.

For Buyers | For Sellers | Housing Market Updates | Sacramento Housing Market | Sacramento Real Estate

Where Will You Go After You Sell Your House? [INFOGRAPHIC]
Some Highlights

If you’re thinking of selling your house, be sure to explore all the options you have for your next home.

Both newly built homes and existing homes offer plenty of unique benefits.
Read More Where Will You Go After You Sell Your House? [INFOGRAPHIC]
For Buyers | For Sellers | Housing Market Updates | Sacramento Housing Market | Sacramento Real Estate

Wondering Where You’ll Move if You Sell Your House Today?

If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. That’s because today’s market is undergoing a shift, and the supply of homes for sale is increasing as a result. That means […]

Read More Wondering Where You’ll Move if You Sell Your House Today?
For Buyers | For Sellers | Housing Market Updates | Sacramento Housing Market | Sacramento Real Estate

Today’s Housing Market Is Nothing Like 15 Years Ago

There’s no doubt today’s housing market is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real estate, and it caused many people to make comparisons to the 2008 housing crisis. While there may be a few similarities, when looking at key variables now compared to the last housing cycle, there are significant differences.

Read More Today’s Housing Market Is Nothing Like 15 Years Ago
For Buyers | For Sellers | Housing Market Updates | Sacramento Housing Market | Sacramento Real Estate

Why a Wave of Foreclosures Is Not on the Way

With forbearance plans coming to an end, many are concerned the housing market will experience a wave of foreclosures similar to what happened after the housing bubble 15 years ago. Here are a few reasons why that won’t happen. There are fewer homeowners in trouble this time After the last housing crash, about 9.3 million […]

Read More Why a Wave of Foreclosures Is Not on the Way
For Buyers | For Sellers | Housing Market Updates | Sacramento Housing Market | Sacramento Real Estate

Why Experts Say the Housing Market Won’t Crash [INFOGRAPHIC]
Some Highlights

Many people remember the housing crash in 2008, but experts say today’s market is fundamentally different in many ways.

First, there isn’t an oversupply of homes for sale today. Plus, lending standards are much tighter, and homeowners have record levels of equity. That means signs say there won’t be a wave of foreclosures like the last time.

If you have questions about the housing market, let’s connect.
Read More Why Experts Say the Housing Market Won’t Crash [INFOGRAPHIC]
For Buyers | For Sellers | Housing Market Updates | Sacramento Housing Market | Sacramento Real Estate

What Homebuyers Need To Know About Credit Scores

If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan.

Read More What Homebuyers Need To Know About Credit Scores